SoFi Technologies, Inc. — Form 8-K
Filed October 27, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 72/100
What the filing says
SoFi Technologies reported Q3 2026 adjusted net revenue of $1.371 billion (+44% YoY), adjusted EBITDA of $469.8 million (+70% YoY), and adjusted net income of $243.0 million (+74% YoY), with diluted EPS of $0.18. The company raised 2026 full-year guidance to $5.04 billion adjusted net revenue (40% growth), $1.66 billion adjusted EBITDA, and $0.61 EPS. It introduced 2027 guidance of $6.4 billion adjusted net revenue (27% growth), $2.24 billion adjusted EBITDA, and $0.90 EPS. Member growth reached 17.1 million (+35% YoY), total products hit 26.7 million (+44% YoY), lending originations reached record $16.9 billion (+71% YoY), and deposits grew to $51.3 billion.
Why this rating
Strong earnings beat with raised guidance demonstrates sustained momentum; 40-27% revenue growth well ahead of 0.3% market cap relative size; material for forward trajectory.
Price action (we called it positive)
before filing · preread $15.22 | at our read pending | +10 min pending | +30 min pending | +1 hr pending | +4 hrs pending |
Quotes via Yahoo Finance at capture time; for filings arriving outside market hours the clock starts at the next open. Not investment advice. How accurate are our calls? →
See more from October 27, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.