Sezzle Inc. — Form 8-K
Filed November 4, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 72/100
What the filing says
Q3 2026: Total Transaction Volume (TTV) reached $1.4B (+34.9% YoY); Total Revenue $166.5M (+42.6% YoY); Net Income $47.8M (+79.3% YoY), $1.38/diluted share (+84.0%); Active Subscribers 955,000 (+68.1% YoY). Fourth guidance raise: FY2026 Total Revenue growth ~42.5%, Adjusted Net Income $190.0M ($5.45–$5.50/share); introduced FY2027 preliminary guidance of $7.20/Adjusted Net Income per Diluted Share (+30.9–32.1% growth). Sezzle filed national bank charter application (Sezzle Bank, N.A.) with OCC and FDIC in October 2026.
Why this rating
Strong Q3 beat with 4th guidance raise; 72% EBITDA growth, 89.9% Adj. Net Income growth, and emerging SezzleCash traction material for ~$3.2B market cap company. National bank charter pursuit is strategically significant. Execution risk remains on regulatory approval and BNPL competitive dynamics.
Price action (we called it positive)
before filing · preread $141.50 | at our read pending | +10 min pending | +30 min pending | +1 hr pending | +4 hrs pending |
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