reAlpha Tech Corp. — Form 8-K/A
Filed September 23, 2026 · analyzed by the 8-K Agent
8-K/A
▲ Likely positive
significance 78/100
What the filing says
On August 19, 2026, reAlpha Tech Corp. (market cap ~$5.5M) closed its acquisition of InstaMortgage Inc. for ~$8.9M total consideration: $881K cash (funded from existing escrow and closing adjustments), $1.5M in reAlpha common stock (119,904 shares at $12.51 reference price, valued at $172,662 at $1.44 acquisition-date fair value), and $6.5M deferred consideration over 36 months (at least $1.5M in cash). InstaMortgage reported $7.3M revenue and $0.1M net income for 2025; $4.5M revenue and $0.2M net income for H1 2026. Pro forma combined 2025 revenue: $11.8M (162% increase); pro forma H1 2026 revenue: $6.4M (228% increase). Two state regulatory approvals (Virginia and New York, representing ~23% of loan volume) remain pending as of filing.
Why this rating
Material acquisition nearly 1.6x buyer's market cap, adds profitable mortgage origination business, materially increases revenue and gross profit on pro forma basis. Financing from cash; pending VA/NY approvals create execution risk.
Tradability signal
NO TRADE
No trade: only ~$61k traded in the last 30 min — too illiquid to enter and exit. (Filing arrived outside market hours — evaluated at the next open with a live quote.)
Derived from this site's own measured outcomes + live price/liquidity at analysis time. An experiment, not investment advice.
Price action (we called it positive)
before filing · preread $1.45 ▲ 1.40% | at our read · unknown $1.43 | +10 min · unknown $1.41 ▼ 1.40% | +30 min · unknown $1.44 ▲ 0.70% | +1 hr pending | +4 hrs pending |
The stock had already moved -1.38% between hitting EDGAR and our read finishing — deltas above are measured from our read.
Quotes via Yahoo Finance at capture time; for filings arriving outside market hours the clock starts at the next open. Not investment advice. How accurate are our calls? →
See more from September 23, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.