American Integrity Insurance Group, Inc. — Form 8-K
Filed August 11, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 62/100
What the filing says
American Integrity reported Q2 2026 net income of $34.1M ($1.74 diluted EPS) on $104.7M net premiums earned (+58% YoY), with a 63.4% combined ratio. The company wrote 43K voluntary new policies (54% growth), achieved 16% policy-in-force growth to 461.7K policies, and successfully renewed its catastrophe XOL reinsurance on June 1, 2026 with $430–440M cost at upper end of 15–20% rate declines. Key initiatives: Tri-County new voluntary policies surged 41x YoY to 7,636; middle-aged homes grew 21x to 9,062; non-cat quota share reduced from 40% to 25% effective Jan 1, 2026. Book value per share rose 22.3% YoY to $18.86; adjusted ROE was 39.6% for the quarter.
Why this rating
Strong organic growth, improved underwriting metrics, and favorable reinsurance renewal are material. Growth is real but relative to ~$156M market cap. Quota-share shift and growth initiatives are strategically sound.
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