Enact Holdings, Inc. — Form 8-K
Filed November 4, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 42/100
What the filing says
Enact reported Q3 2026 net income of $159M ($1.15/share) and adjusted operating income of $164M ($1.19/share). Primary insurance in-force grew 1% YoY to $275B; PMIERs sufficiency remained strong at 158% ($1.8B above requirements). Management raised full-year 2026 capital return guidance from undisclosed prior level to approximately $600M, comprising $33M dividends paid in Q3, $118M in share repurchases (2.4M shares at $48.19 avg), and $57M more repurchased through Nov 3 (1.3M shares at $45.68 avg), leaving $200M of $500M authorization remaining. EMICO paid $200M dividend to parent in Q3. Book value per share: $38.30 (or $40.47 excluding AOCI).
Why this rating
Capital return guidance increase to $600M is ~6% of $1.0B market cap; solid earnings but sequential decline; modest portfolio growth; strong capital cushion. Routine quarterly disclosure with normal capital management.
See more from November 4, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.