Rocket Companies, Inc. — Form 8-K
Filed October 29, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 58/100
What the filing says
Rocket Companies reported Q3 2026 GAAP net income of $709 million on total revenue of $3.28 billion, versus a $124 million loss in Q3 2025. Adjusted net income was $419 million on $2.57 billion adjusted revenue; adjusted EBITDA was $748 million. The company grew adjusted revenue 37% YoY (Q3), gained mortgage market share in both purchase and refinance, and maintained a $2.7 billion cash balance with $11.4 billion total liquidity. MSR portfolio reached $2.0 trillion UPB (9.1 million loans); the company sold $23 billion UPB of MSRs for $379 million cash proceeds while retaining subservicing on ~70%. Q4 2026 adjusted revenue guidance is $2.1B–$2.3B.
Why this rating
Strong profitability reversal and revenue growth (37% adjusted YoY) with improved margin discipline; however, absolute dollar gains modest relative to $2.1B market cap (~$419M adjusted net income is ~20% of cap, meaningful but not transformational). Q4 guidance suggests momentum may slow. Routine quarterly disclosure with solid operational execution.
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