Porch Group, Inc. — Form 8-K
Filed July 29, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 68/100
What the filing says
Porch reported Q2 2026 consolidated revenue of $140.9M (+12% YoY) with Insurance Services revenue of $92.9M (+38% YoY). Reciprocal Policies Written grew 38% YoY to 58.7K policies; Reciprocal Written Premium (RWP) reached $139.8M (+16% YoY). Net income attributable to Porch was $5.6M; Adjusted EBITDA (Excluding Reciprocal) was $39.1M (+150% YoY). The company raised full-year 2026 guidance: Porch-Owned Segments revenue to $506M–$517M (21–23% growth; prior $495M–$507M), gross profit to $419M–$429M (22–25% growth), and Adjusted EBITDA (Excluding Reciprocal) to $119M–$125M (55–63% growth; prior $103M–$109M).
Why this rating
Strong insurance unit growth (38% policies, strong RWP), profitability inflection (positive net income, EBITDA +150%), and raised guidance across all metrics represent meaningful momentum for an $840M company. Reciprocal capital healthy at $169.9M. Material relative to company size but execution risk on full-year targets remains.
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