BayCom Corp — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 42/100
What the filing says
BayCom Corp (NASDAQ: BCML) reported Q3 2026 net income of $1.1 million ($0.10 diluted EPS) versus Q2 2026 net loss of $7.0 million. The company sold $106.8 million of available-for-sale securities at a $6.8 million loss and $7.8 million of preferred equity at a $589,000 loss as part of strategic repositioning, expecting a 122 basis point yield improvement on redeployed assets. Deposits grew $122.3 million (5.6%) to $2.3 billion; loans grew $77.2 million (3.7%) to $2.2 billion. The company took $192,000 severance for staffing realignment. Capital ratios remain well above regulatory minimums.
Why this rating
Material portfolio restructuring with short-term earnings drag (~$0.50/share) offset by margin improvement strategy. Moderate significance for $283M company—strategic but not transformational; earnings recovery expected.
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