FVCBankcorp, Inc. — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
FVCBankcorp reported Q3 2026 net income of $6.6M (vs. $5.6M YoY, +19%), with diluted EPS of $0.37 (vs. $0.31, +20%). Nine-month net income grew 29% to $21.2M; diluted EPS $1.17 vs. $0.90. Net interest margin expanded 41 bps to 3.32% YoY, driven by repricing of $152.6M fixed-rate commercial loans at 5.30% avg. cost of deposits fell 36 bps to 2.42%. Declared quarterly dividend of $0.07/share (~$1.3M aggregate). Total assets $2.31B; loans grew 3% YoY to $1.91B; noninterest-bearing deposits surged 14% YoY to $427.3M.
Why this rating
Solid earnings growth and margin expansion vs. YoY, but routine for $192M market-cap bank. Dividend modest. No M&A or transformational event.
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