Kinsale Capital Group, Inc. — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
▼ Likely negative
significance 42/100
What the filing says
Kinsale Capital reported Q3 2026 net income of $98.1M ($4.36/share), down 31% from $141.6M ($6.09/share) in Q3 2025, though 9M 2026 net income rose 6% to $386.6M ($16.97/share). Gross written premiums fell 4.8% to $462.9M (Q3) and 3.5% to $1,472.5M (9M), driven by 19.3% decline in property divisions amid competitive pressure; casualty grew 0.9% (Q3). Underwriting income rose to $107.1M with 75.4% combined ratio despite a $37.6M pre-tax loss from strategic portfolio repositioning. Operating ROE improved to 25.6% (9M). The company repurchased 269,004 shares for $100M and maintained $237.5M in buyback capacity.
Why this rating
Premium decline reflects market headwinds in core property business, partially offset by strong underwriting margins and investment income. Modest relative to $10B market cap but signals competitive pressure in key segment.
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