FB Financial Corp — Form 8-K
Filed October 13, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
FB Financial reported Q3 2026 net income of $60.2M ($1.20 diluted EPS); adjusted net income $60.9M ($1.21 EPS). Loans HFI grew to $13.18B (+9.68% annualized from $12.87B Q2); deposits grew to $14.67B (+8.82% annualized from $14.35B Q2). Company issued $125M subordinated debt at 180 bps spread; repurchased 545,214 shares for $29.3M. Net interest margin declined to 3.83% from 3.95% due to deposit cost pressure and $1M nonaccrual interest reversal. Tangible common equity/tangible assets ratio 9.32%; total risk-based capital ratio 13.6%.
Why this rating
Solid organic growth and capital raise support trajectory; NIM compression and mortgage headwinds are material near-term headwinds. Moderate positive significance for $1.5B market-cap company.
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