PayPal Holdings, Inc. — Form 8-K
Filed July 28, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 42/100
What the filing says
PayPal reported Q2 2026 net revenues of $8.7B (+5% YoY; +3% FXN), with TPV at $486.4B (+10% YoY; +9% FXN). GAAP operating income declined 5% to $1.4B; non-GAAP operating income fell 8% to $1.5B. Operating margins contracted 171 bps (GAAP) and 248 bps (non-GAAP). GAAP EPS decreased 3% to $1.25; non-GAAP EPS fell 1% to $1.38. The company raised full-year non-GAAP transaction margin dollars and EPS guidance. Active accounts were essentially flat at 439M (up 0.3% YoY). PayPal repurchased 33M shares ($1.5B) in Q2 and declared a $0.14/share dividend payable September 25, 2026.
Why this rating
Modest revenue growth and margin compression offset by raised guidance. Activity metrics flat relative to company scale; modest shareholder returns ($1.5B buyback ~2% of market cap).
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