CHAIN BRIDGE BANCORP INC — Form 8-K
Filed October 28, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
Chain Bridge Bancorp reported Q3 2026 net income of $10.9 million ($1.66 EPS) versus $4.7 million in Q3 2025, driven by $19.9 million net interest income (up 62% YoY) and $2.0 million deposit placement services income. Total deposits reached $2.1 billion (up 50% YoY), but ICS One-Way Sell deposits fell $169.5 million to $498.5 million in Q3 as political organization deposits cycled downward ahead of November 2026 elections. Nine-month net income was $27.5 million ($4.19 EPS) versus $14.9 million in 9M 2025. Book value per share grew to $29.24 from $24.86 YoY. The company expects continued political deposit outflows through Q4 2026 and into early 2027.
Why this rating
Strong earnings growth (+132% YoY) and margin expansion, but heavily dependent on cyclical political deposits. Q4-2027 outflow headwinds foreseeable and material to a $80M company.
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