FIVE STAR BANCORP — Form 8-K
Filed October 27, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 52/100
What the filing says
Five Star Bancorp completed an underwritten public offering of 3,133,750 common shares raising $130.0M net proceeds (after ~$7.9M in fees/expenses) in Q3 2026. Net income reached $21.9M (up 34% from $16.3M in Q3 2025); EPS grew $0.15 to $0.92; loan portfolio expanded $184.5M to $4.7B; deposits grew $25.1M to $4.8B. The company increased its dividend to $0.25/share (up $0.05 from 2025 levels) and strengthened its CET1 ratio to 12.52% from 9.97% at Q2 2026.
Why this rating
Equity raise is 27% of market cap—substantial capital event supporting growth. Earnings growth strong but ordinary for community banks. Moderate trajectory impact given company size.
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