ACNB CORP — Form 8-K

ACNB Corporation reported net income of $15.7 million ($1.55 diluted EPS) for Q3 2026, up from $15.2 million ($1.49 EPS) in Q2 2026 and $14.9 million ($1.42 EPS) in Q3 2025. The company completed the Traditions Bancorp acquisition on February 1, 2025. Key metrics: FTE net interest margin held steady at 4.56% (vs. 4.27% year-ago); total loans grew $8.4 million QoQ to $2,406.5 million; noninterest-bearing deposits increased $11.9 million to $612.6 million; tangible book value per share rose to $33.26 from $30.87 year-ago; dividend increased 23.5% to $0.42/share; company repurchased 11,288 shares at weighted average $65.01/share. An isolated credit issue added $1.0 million to the allowance for credit losses; non-performing loans increased slightly to 0.45% from 0.41%.