Pagaya Technologies Ltd. — Form 8-K
Filed October 5, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 24/100
What the filing says
Pagaya disclosed weighted average coupon (WAC), credit scores, loan sizes, borrower income, and risk metrics (DTI, LTV, PTI) for personal and auto loan portfolios as of Q2 2026. Personal loans show ~20.6% WAC, 661 credit score, $112K borrower income, 28.2% DTI; auto loans show 17.7% WAC, 594 credit score, $88K borrower income, 124% LTV. Data spans vintages from Q1 2021 through Q2 2026, displaying historical trends.
Why this rating
Routine portfolio performance disclosure. Metrics appear stable; no material changes, defaults, or covenant breaches disclosed. No business events or financial impact quantified.
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