SEACOAST BANKING CORP OF FLORIDA — Form 8-K
Filed September 9, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 62/100
What the filing says
Seacoast Banking reported Q2 2026 net income of $59.5M ($0.55/share), up 39% YoY. The company achieved 16% annualized organic loan growth ($13.1B outstanding) and 3.7% annualized deposit growth ($16.8B), with deposit costs declining to 1.53%. The Villages Bancorporation (VBI) acquisition delivered better-than-expected results with less tangible book value dilution and faster earnback; wealth management AUM grew 45% YoY to $3.2B. Management guided 2026 adjusted EPS to $2.48-$2.52 (vs. $1.84 in 2025) on 28-31% revenue growth and 53-55% efficiency ratio.
Why this rating
VBI integration tracking ahead of plan; strong organic growth and efficiency improvements are meaningful. EPS guidance implies ~35% growth, material for a $2.4B company. Deposit gains and wealth management momentum are tangible.
See more from September 9, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.