Kearny Financial Corp. — Form 8-K
Filed July 23, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Kearny Financial Corp. reported fiscal 2026 net income of $36.3 million ($0.57 diluted EPS) versus $26.1 million ($0.42) in FY2025—a 39% increase. Q4 FY2026 net income was $7.2 million ($0.11 EPS) versus $10.1 million ($0.16) in Q1 FY2026, depressed by $1.6M discrete tax charge, $745K severance expense, and $262K OREO acquisition cost. Net interest margin expanded 30 bps to 2.18% for the year. The company declared a $0.11/share quarterly dividend. Total assets $7.68B (down 0.8% YoY); loans grew $62.4M (+1.1% YoY) with commercial/industrial +61.4%, construction +48.1%, home equity +57.4%; multifamily declined strategically. Tangible book value per share increased $0.30 (3.1%) to $10.07.
Why this rating
Strong YoY earnings growth and margin expansion are real operational wins; scale of improvement (~$10M annual) is meaningful (~2.4% of company market cap). Q4 distorted by temporary charges. Dividend stable at $0.11/qtr. Modest loan/asset growth in context of $7.7B balance sheet. Execution visible but incremental.
See more from July 23, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.