Synchrony Financial — Form 8-K
Filed October 20, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Synchrony disclosed monthly credit statistics for 13 months through September 30, 2026. Period-end loan receivables of $103.3B (essentially flat vs. Aug 2026's $103.0B); 30+ delinquency rate 4.3% (up 0.1 percentage points month-over-month from 4.2%); net charge-off rate 4.7% (down from 4.9% in August). Year-over-year from Sep 2025, delinquency rose from 4.4% to 4.3% and charge-off improved from 5.3% to 4.7%.
Why this rating
Routine monthly credit metrics disclosure; modest month-over-month changes immaterial to $24.8B market cap. Trends are mixed but within historical ranges.
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