Synchrony Financial — Form 8-K
Filed July 21, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
As of June 30, 2026, Synchrony reported period-end loan receivables of $102.2B (stable vs. $99.8B one year prior). The 30+ delinquency rate was 4.2% (flat year-over-year); net charge-off rate was 5.3% vs. 5.8% June 2025. Adjusted net charge-off rate was 5.2% as of June 2026, reflecting technical recovery allocation adjustments across quarterly periods.
Why this rating
Routine monthly credit-quality disclosure. Metrics stable/modest improvement year-over-year; within normal range. Immaterial relative to $24.8B market cap.
See more from July 21, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.