OneMain Holdings, Inc. — Form 8-K
Filed July 29, 2026 · analyzed by the 8-K Agent
8-K
▼ Likely negative
significance 42/100
What the filing says
OneMain reported Q2 2026 diluted EPS of $1.32 (vs. $1.40 in Q2 2025), net income of $152M (vs. $167M), and pretax income of $196M (vs. $214M). Managed receivables grew 7% to $26.9B; consumer loan originations rose 10% to $4.3B. The company declared a quarterly dividend of $1.05/share and repurchased 576k shares for $32M. Credit metrics showed 30+ delinquency at 5.17% (flat YoY) and net charge-offs at 7.77% (up 58bps from 7.19%). Allowance for loan losses increased $104M; provision for losses rose to $610M from $511M.
Why this rating
YoY EPS decline of 5.7% with rising credit losses signals softening performance despite loan growth. Modest relative to $6.8B market cap but concerning trend.
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