FIRST COMMUNITY CORP /SC/ — Form 8-K
Filed October 21, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
First Community Corp reported Q3 2026 net income of $8.044M (+54.9% YoY), diluted EPS of $0.85 (+26.9% YoY). Nine-month 2026 net income was $21.137M (+47.0% vs 9M 2025); diluted EPS $2.24 (+21.1%). Total loans reached $1.610B (9.1% annualized growth), with $195.7M from January 2026 Signature Bank of Georgia acquisition; organic loan growth was $103.7M (10.6% annualized). Net interest margin expanded to 3.59% (10th consecutive quarter of expansion). Company maintains capital ratios well above well-capitalized thresholds: Leverage 9.52%, Tier 1 13.23%, Total Capital 14.37%. Board approved $0.17/share dividend (99th consecutive quarter). Company announced $7.5M share repurchase authorization (3.3% of equity) through May 2027; no repurchases in Q3 2026.
Why this rating
Strong earnings growth and margin expansion driven by acquisition integration, but company size ($179M market cap) limits significance relative to $1.6B loan portfolio; routine quarterly results with no major strategic shifts.
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