PBF Energy Inc. — Form 8-K

On September 30, 2026, PBF Energy (holding company and six refinery subsidiaries) entered a Second Amended and Restated Senior Secured Revolving Credit Agreement with Bank of America and other major lenders. The agreement maintains a $4.0 billion aggregate revolving commitment (unchanged from original facility dated August 23, 2023), matures September 30, 2031 (5-year extension), and includes a $1.275 billion letter of credit sublimit. The facility is secured by revolving credit priority collateral (accounts, inventory, deposit accounts) and is subject to a borrowing base formula. Key terms: 0.25% commitment fee, floating rate pricing via SOFR or alternate base rate plus applicable margin, and standard covenants including leverage ratios and asset sale prepayment requirements.