PCB BANCORP — Form 8-K/A
Filed July 24, 2026 · analyzed by the 8-K Agent
8-K/A
▲ Likely positive
significance 28/100
What the filing says
For Q2 2026 ended June 30, PCB Bancorp (market cap $225.1M) reported net income available to common shareholders of $10.4M ($0.73 diluted EPS), up 16% from $8.984M ($0.62 EPS) in Q2 2025. HFI loans grew to $2.932B (+4.9% YoY); deposits rose to $2.923B (+3.5% YoY). The company repurchased 141,434 shares at $25.47 weighted average price. Net interest margin was 3.33%, down 3bp QoQ but flat YoY. Key metrics: ROAE 10.55%, efficiency ratio 49.23%, NPA ratio 0.30% ($8.7M).
Why this rating
Solid YoY earnings growth (+16%) and loan/deposit expansion are healthy, but represent routine quarterly performance. Relative to $225M market cap, $10.4M quarterly net income is normal operating scale; no material strategic shifts, acquisitions, or guidance changes disclosed.
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