Capital Bancorp Inc — Form 8-K
Filed July 27, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
Capital Bancorp (NASDAQ: CBNK, $374.6M market cap) reported Q2 2026 net income of $14.3M ($0.87 diluted EPS), up 18.6% QoQ and 8.5% YoY. Portfolio loans grew $59.5M (7.9% annualized); customer deposits grew $151.1M (20.3% annualized) while brokered deposits declined 23.8%. Fee revenue grew $1.0M (29.6% annualized). Tangible book value per share increased to $23.45 (14.7% annualized). ROA 1.52%; ROTCE 15.51%. Dividend increased 16.7% to $0.14/share. NIM compressed 7 bps to 5.64%; Core NIM 4.04% (down 11 bps). Nonperforming assets 1.56% of total assets; net charge-offs 0.50% of loans (annualized).
Why this rating
Strong organic growth and capital generation relative to ~$375M company size; modest margin compression and slightly elevated NPAs warrant cautious tone.
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