First Guaranty Bancshares, Inc. — Form 8-K
Filed July 31, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
First Guaranty Bancshares reported Q2 2026 net income of $3.4 million ($0.17 EPS), with YTD 2026 earnings of $6.2 million. The company's Total Risk-Based Capital Ratio improved to 16% (vs. 11.28% at June 2024), and a $14 million non-accrual loan paid off. Total assets stood at $3.895 billion, deposits at $3.5 billion, and total loans at $1.8 billion; shareholders' equity was $227.4 million with book value per share of $11.75.
Why this rating
Profitable turnaround and capital strengthening is meaningful for ~$43.6M market-cap company, but earnings ($6.2M YTD) are modest absolute recovery from prior losses. Material improvement in balance sheet quality.
See more from July 31, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.