Axos Financial, Inc. — Form 8-K
Filed July 30, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 52/100
What the filing says
Axos Financial reported fiscal year 2026 net income of $490.4M (up $57.5M from FY2025's $432.9M) and diluted EPS of $8.48 (up $1.05 or 14.1% YoY). Total assets grew 20.9% to $30.0B; deposits increased 17.9% to $24.6B, including ~$2.3B from closed Jenius Bank acquisition in May 2026. Q4 FY2026 saw net income of $124.9M, diluted EPS of $2.16, with net interest income up 13.5% and non-interest income up 49.9% YoY. Book value per share increased 17.6% to $55.81. The company also faced a $21.0M accrual for a FINRA arbitration matter in Q4 and closed Arc Technologies acquisition on July 20, 2026.
Why this rating
Solid double-digit growth in EPS and book value, successful acquisition integration, and strong deposit base expansion are meaningful for a $2.6B market cap company. However, deposit growth heavily dependent on acquisitions, NIM compression trend (4.70% from 4.90%), and litigation charges temper trajectory optimism.
See more from July 30, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.