SB FINANCIAL GROUP, INC. — Form 8-K
Filed July 31, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
SB Financial reported Q2 2026 net income of $4.5M ($0.72 diluted EPS), up 16.7% YoY from $3.9M ($0.60 EPS). Total loans grew to $1.19B (+$94.8M or 8.7% YoY), marking the ninth consecutive quarter of expansion. Deposits reached $1.39B (+$141.3M or 11.3% YoY). Tangible book value per share increased to $19.04 (+$2.60 or +15.8% YoY). Six-month GAAP net income was $8.8M (+46.3% YoY). Share count: ~6.2M shares outstanding; 28,000 shares repurchased in Q2. The company maintains strong credit metrics (nonperforming assets 0.27% of assets, down from 0.41% YoY).
Why this rating
Solid organic growth and profitability gains; earnings up ~17% YoY, but company size ($121.5M market cap) means Q2 income of $4.5M is ~3.7% of market value—material but not transformational.
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