SB FINANCIAL GROUP, INC. — Form 8-K
Filed July 31, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 38/100
What the filing says
SB Financial reported Q2 2026 net income of $4.5M ($0.72 diluted EPS vs. $0.60 YoY). Loan balances grew to $1.19B (+8.7% YoY, +$8.4M sequentially); deposits reached $1.39B (+11% YoY, +1.4% sequentially). Net interest income expanded 6.8% to $13.0M; non-interest income $5.0M. Management guided for 3.45–3.55% net margin range going forward, loan growth of $50–70M (net) in H2 2026, and deposit growth continuing at 3–5% quarterly. Non-performing assets declined 28% YoY to 0.27% of assets.
Why this rating
Solid operational performance with modest growth; 62-quarter profitability streak and strong asset quality are routine strengths. Loan/deposit growth rates and earnings are typical for the company's trajectory. No material M&A, strategic shifts, or material adverse events. Event size—quarterly earnings—is procedural.
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