CF BANKSHARES INC. — Form 8-K
Filed October 27, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 38/100
What the filing says
CF Bankshares reported Q3 2026 net income of $6.0 million ($0.91 diluted EPS) versus $2.3 million ($0.36 diluted EPS) in Q3 2025—a 158% increase. Net interest margin expanded 20 basis points year-over-year to 2.96%. Book value per share increased 10.5% to $29.83. The company declared a $0.09 per share dividend (paid Oct 20, 2026). Loan portfolio grew to $1.9B with $79M in Q3 commercial fundings; nonperforming loans were $20.4M (1.10% of total loans). Noninterest expense rose $1.1M (13.4%) to $8.8M in Q3 2026 due to commercial banking team expansion recruiting costs.
Why this rating
Strong earnings improvement and NIM expansion are positive, but company remains small ($136M market cap, $2.2B assets). Growth is organic and steady; no transformational event or material loss. Routine quarterly reporting with modest year-over-year gains.
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