UNITED BANKSHARES INC/WV — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 42/100
What the filing says
United Bankshares reported Q3 2026 net income of $128.7 million ($0.94 diluted EPS) vs. $131.4 million in Q2 2026 and $130.7 million in Q3 2025. Net interest income (FTE) reached record $294.9 million, up $8.9 million sequentially. Loans grew $227.5 million (4% annualized); deposits grew $164.8 million (3% annualized). Non-performing assets of $121.1 million (0.35% of total assets). Company repurchased 2.1 million shares at $46.84 average in Q3; 5.4 million shares at $43.77 average YTD. Capital ratios well above regulatory thresholds (CET1 12.9%, Tier 1 12.9%, Total Risk 15.2%). Asset size ~$34 billion.
Why this rating
Steady quarter with modest sequential earnings decline, strong NII growth offset by noninterest income drop. Loan/deposit growth normal. No material M&A, litigation, or strategy shift. Routine quarterly performance relative to $5B market cap.
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