Regional Management Corp. — Form 8-K

Regional Management Corp. (market cap ~$235M) presented a September 2026 investor deck outlining: (1) 357 branches across 20 states as of 6/30/2026, with entry into Florida in May 2026 as the 20th state; (2) $2.1B total net finance receivables; (3) Column N.A. bank partnership live in Texas with $65M+ originated since 1Q 2026 launch (28% of current run-rate originations); (4) 6.7% YoY portfolio growth, 9.6% YoY growth in large loans; (5) OpEx ratio of 12.4%, improved 80 bps YoY; (6) 2Q 26 NCL rate increased 30 bps YoY to undisclosed level; 7.0% delinquency rate (30+ DQ); (7) $442M unused debt capacity, $128M available liquidity, 80% fixed-rate debt at 4.8% WAC. No specific dollar amount disclosed for recent capital returns or earnings; presentation emphasizes geographic expansion, digital/AI investment, and disciplined underwriting with <10% NCL target.