Dave Inc./DE — Form SCHEDULE 13D/A

Jason Wilk entered into a stock purchase agreement with UBS AG (Stamford Branch) dated [unspecified date], with UBS Securities LLC and UBS Financial Services Inc. as agents. The agreement involves Wilk selling Dave Inc. common stock to UBS on a forward-settlement basis across multiple tranches with specified maturity dates and base amounts (specifics in Annex 1 are redacted). Wilk pledged collateral under a separate Pledge Agreement; UBS will pay upfront proceeds of $[redacted] in cash on a payment date, and at maturity will receive shares or cash based on a settlement ratio with defined price collar (cap and floor levels, both redacted). The transaction includes typical forward contract terms: dividend adjustments, merger event provisions, acceleration triggers for default, and tax covenants. This is a structured equity collar—economically a short sale hedge for UBS with downside protection and upside participation cap for Wilk.