CF BANKSHARES INC. — Form 8-K
Filed July 28, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 28/100
What the filing says
CF Bankshares (NASDAQ: CFBK) reported Q2 2026 net income of $5.9 million ($0.90 diluted EPS), up 18% QoQ from $5.0 million, on pre-provision net revenue of $8.2 million (+26% QoQ). Net interest margin expanded 24 bps to 2.93%; commercial loan fundings totaled $135 million with net growth of $52 million; core deposits grew $91 million (6%); noninterest-bearing deposits increased $33 million (14%). Dividend declared: $0.09/share common, $9.00/share Series D preferred (paid July 21, 2026). Total assets $2.17 billion; stockholders' equity $194.3 million (+2.9% QoQ). Capital ratios remain strong: Tier 1 leverage 11.64%, Total capital 14.76%.
Why this rating
Solid but routine quarterly earnings growth relative to $136M market cap; 18% net income increase is good, but company remains small; no material M&A, no strategic shifts, normal credit provisioning.
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