UNITY BANCORP INC /NJ/ — Form 8-K
Filed July 14, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Unity Bancorp reported Q2 2026 net income of $14.5 million ($1.42 diluted EPS), up 1.3% Q/Q. Net interest income grew $1.1M to $31.8M; net interest margin expanded 3 bps to 4.56%. Total loans increased $137.8M (5.4% YTD); total deposits up $138.5M (6.0% YTD). Nonaccrual assets rose to $34.5M from $31.3M at year-end, driven by one $15.5M commercial real estate relationship. Equity per share increased to $37.02 from $34.63. The company repurchased 6,616 shares at $49.01/share during H1 2026.
Why this rating
Routine quarterly earnings with modest growth. Q/Q net income +1.3% and YTD comparison flat vs. prior year suggest normalized performance without major catalysts or headwinds.
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