GREENE COUNTY BANCORP INC — Form 8-K
Filed July 23, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 58/100
What the filing says
Greene County Bancorp (NASDAQ: GCBC) reported net income of $41.0M for fiscal year ended June 30, 2026 (up 31.7% from $31.1M in FY2025), with earnings per share of $2.41 vs. $1.83 prior year. Total assets reached record $3.2B (up 4.7%), net loans grew $124.2M to $1.7B, and deposits increased $73.6M to $2.7B. Net interest income rose $17.8M to $77.9M due to higher earning asset yields and lower deposit costs. The company also terminated its defined benefit pension plan and redeemed $20M of subordinated notes in October 2025.
Why this rating
Strong earnings growth (31.7% YoY) and record profitability significant relative to $177M market cap; modest 4.7% asset growth and improved margins ordinary for community bank; no material M&A or strategic shifts.
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