TRUSTCO BANK CORP N Y — Form 8-K
Filed July 21, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
TrustCo Bank Corp NY reported Q2 2026 net income of $17.0 million (+12.8% YoY), diluted EPS of $0.98 (+24.1%), and net interest income of $45.6 million (+9.2%). Average loans grew $197.5M (3.8%) and deposits grew $208.6M (3.8%) YoY. The company repurchased 1.05 million shares (5.6% of outstanding) in H1 2026, on pace for 3 million shares (~15.8%) by year-end. Book value increased to $38.53 from $36.75 YoY. Nonperforming loans rose modestly to 0.40% of total loans.
Why this rating
Earnings growth and capital deployment are solid but modest relative to $611M market cap. Loan/deposit balance sustainable. Credit quality stable. Routine for regional bank.
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