Catalyst Bancorp, Inc. — Form 8-K
Filed October 29, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 68/100
What the filing says
On July 14, 2026, Catalyst Bancorp completed its acquisition of Lakeside Bancshares, Inc. for $41.1 million ($19.58/share cash), adding $379.5M in assets, $226.8M in loans, and $284.2M in deposits. Q3 2026 net income reached $978K ($0.27 diluted EPS), up 87% from Q2's $524K ($0.14 EPS); excluding $883K in after-tax merger expenses, non-GAAP net income was $1.9M ($0.51 EPS). Total assets grew to $631.2M; loans surged 136% to $383.5M; deposits jumped 142% to $475.5M.
Why this rating
Major M&A doubles asset base and deposits relative to company size; accretive long-term but integration risk and near-term margin pressure evident.
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