CITIZENS & NORTHERN CORP — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 28/100
What the filing says
Citizens Northern reported Q3 2026 net income of $16.3M ($0.92/share), up 16% from Q2, on $30.2M net interest income and a $3.2M credit provision. The Board declared a quarterly dividend of $0.30/share (up $0.02), payable 11/13/2026 to holders of record 11/2/2026. Nine-month 2026 net income of $30.6M ($1.72/share) exceeded prior-year $19.0M ($1.22/share); Susquehanna acquisition (10/1/2025) contributed $393.6M loans and $501.5M deposits.
Why this rating
Solid Q3 earnings and dividend increase signal confidence; integration tracking well. However, relative to ~$280M market cap, event is routine quarterly disclosure—no material strategic shift or transaction.
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