CITIGROUP INC — Form 8-K
Filed October 13, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
Citigroup reported Q3 2026 net income of $5.2 billion ($2.85 per diluted share), up 40% YoY on reported basis and 27% ex-notable item. Total revenues of $23.8 billion grew 8% driven by Services (up 15%), Markets (up 6%), Banking (up 6%), and Wealth (up 15%). The company returned $4.1 billion to shareholders via repurchases and dividends (85% payout ratio), maintained CET1 ratio at 12.8%, and grew loans 12% to $820B while deposits grew 9% to $1.5T. Operating expenses declined 2% to $13.9B with improving efficiency ratio (58.5%, down 620bps YoY). Tangible book value per share increased 6% to $101.59.
Why this rating
Strong earnings beat, solid growth across franchises, capital return, and improved efficiency within normal range for large bank. Material but not transformational.
See more from October 13, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.