PEOPLES FINANCIAL SERVICES CORP. — Form 8-K
Filed August 19, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Peoples Financial Services (market cap $454.3M) reported Q2 2026 net income of $14.8 million ($1.48 diluted EPS). Key metrics: ROAA 1.13%, ROATCE 13.7%, NIM (FTE) 3.82%, efficiency ratio 55.2%. Balance sheet: $5.44B assets, $4.51B deposits (cost 1.68%), $4.26B loans (yield 5.89%), NPL ratio 0.33%, ACL $42.3M (0.98% of loans). Tangible book value per share increased $1.22 QoQ to $43.51. No specific counterparties or material transactions disclosed—routine quarterly results following July 2024 FNCB merger completion.
Why this rating
Q2 earnings of ~$15M is 3.3% of company market cap—routine quarterly results within normal range. No material M&A, financing, or strategic changes disclosed in this investor presentation.
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