Jefferson Capital, Inc. / DE — Form 8-K
Filed August 13, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 45/100
What the filing says
Jefferson Capital reported Q2 2026 collections of $300.9M (up 18% YoY from $255.7M) and deployments of $152.2M (up 21% from $125.3M). Net income was $41.3M ($0.67 EPS) vs. $47.7M ($0.67 basic EPS) in Q2 2025; adjusted net income was $47.3M ($0.77 adjusted EPS). The board declared a quarterly dividend of $0.24 per share, payable September 3, 2026. ERC (estimated remaining collections) grew 18% to $3.4B. Leverage ratio improved to 1.71x from 1.76x. On August 13, 2026, the company deposited $300M with the bond trustee for repayment of 2026 notes on August 17.
Why this rating
Strong operational growth (+16% revenue) and improved leverage offset by lower net income YoY; routine quarterly results with expected dividend. Moderate scale relative to $316M market cap.
See more from August 13, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.