Hilltop Holdings Inc. — Form 8-K
Filed July 23, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Hilltop Holdings reported Q2 2026 net income of $36.5 million ($0.63 diluted EPS), up 1% YoY from $36.1M. PlainsCapital Bank generated $51.2M pre-tax income with net interest margin improving to 3.42% (up 26 bps YoY); bank loans HFI grew $194M QoQ to $8.3B (6.9% YoY growth). PrimeLending posted a $2.0M pre-tax loss with origination volume of $2.4B (up 18% QoQ); HilltopSecurities earned $12.4M pre-tax with margin expanding to 10.0% from 5.8% YoY. Company returned $58.6M to shareholders ($47M repurchases of 1.25M shares, $11.6M dividends). Full-year guidance: loan growth 5–7%, deposit growth 0–2%, NII stable to up 3%, provision expense 10–25 bps of average loans.
Why this rating
Flat YoY earnings ($36.5M vs $36.1M), stable margins, modest loan/deposit growth, and routine capital returns. No major strategic shifts, acquisitions, or material adverse events. Results within normal operational range for $1.3B market-cap company.
See more from July 23, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.