SOUTHERN MISSOURI BANCORP, INC. — Form 8-K
Filed July 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Southern Missouri Bancorp reported Q4 FY2026 net income of $20.3M (+28.5% YoY) on diluted EPS of $1.83 (+$0.44). Full-year FY2026 net income was $71.8M (+22.6% YoY); diluted EPS $6.43 (+$1.25). The board declared a quarterly dividend of $0.27/share (up $0.02, or 8%) on July 21, 2026. Loans grew $291.2M (7.1%) for FY2026; deposits grew $126.5M (3.0%). Tangible book value per share increased to $47.43 (+13.3% YoY). Nonperforming loans rose to $27.7M (0.63% of gross loans) from $23.0M (0.56%). The company repurchased 317,000 shares in FY2026 for $18.6M at avg. price $58.59/share.
Why this rating
Strong earnings growth and dividend hike are positive; loan growth 7.1% solid; rising NPLs and credit provisioning offset gains. Event ~3.3% of market cap, material but not transformational.
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