NB Bancorp, Inc. — Form 8-K
Filed July 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
NB Bancorp reported Q2 2026 net income of $21.1M ($0.53 diluted EPS), up 41% QoQ from $15.0M. Operating net income was $21.9M ($0.55 diluted EPS). Gross loans grew 3.4% to $6.42B; deposits grew 3.7% to $6.32B. Net interest margin expanded 7 bps to 4.00%. Credit quality improved sharply: non-performing loans fell to 0.43% of total loans (from 0.73%), net charge-offs annualized to -0.07% (versus -0.91%). Board declared $0.07/share quarterly dividend; company repurchased 918,727 shares at $20.13/share weighted-average.
Why this rating
Solid quarter with 41% earnings growth and margin expansion; BankProv acquisition (Nov 2025) integration progressing well; modest dividend and buyback signal management confidence. Relative to $603M market cap, growth metrics are healthy but incremental—no transformational announcements or material changes to business model.
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