QCR HOLDINGS INC — Form 8-K
Filed July 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
QCR Holdings reported Q2 2026 net income of $36.3 million and diluted EPS of $2.19 (vs. $1.71 in Q2 2025), a 28% year-over-year increase. Key drivers: $16.7 million capital markets revenue from LIHTC production (69% YoY growth); $443.6 million LIHTC loan offtake transactions; 12% annualized gross loan growth excluding offtakes; efficiency ratio improved 310 basis points to 54.6%; tangible book value per share grew $2.17 (15% annualized). Company repurchased 149,639 shares at $90.01/share (~$13.5 million). No major M&A, financing, or strategic pivot announced.
Why this rating
Strong earnings growth and operational leverage matter, but company is ~$1.1B market cap. 28% EPS growth is solid; Q2 net income ($36.3M) is ~3.3% of $1.1B market value. Loan growth and margin improvements are encouraging but modest in context. No transformational events. Ordinary strong quarter.
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