TEXAS CAPITAL BANCSHARES INC/TX — Form 8-K
Filed July 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Texas Capital Bancshares reported Q2 2026 net income of $80.6M ($1.83 diluted EPS), up 10% YoY from $73.0M ($1.58 EPS). Non-interest income reached record $75.1M (up 39% YoY), driven by investment banking fees, trading income, and wealth management. Total loans grew to $24.9B (+4% YoY); deposits grew 11% YoY to $28.9B. Book value per share increased 10% YoY to $77.01. Company repurchased 239k shares for $23.6M in Q2. Capital ratios remain strong: CET1 12.1%, Total Capital 14.7%.
Why this rating
Solid mid-cycle earnings growth with fee diversification gains; ~$3.6B company showing 10% EPS growth and record fee income; 2.2% of market cap in Q2 earnings is routine; credit quality pressures (criticized loans up 9% YoY) moderate outlook but not material.
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