RED RIVER BANCSHARES INC — Form 8-K
Filed October 30, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Red River Bancshares reported Q3 2026 net income of $12.6M ($1.90 diluted EPS), up 6.8% QoQ and 16.3% YoY. Assets grew $56.2M to $3.37B; deposits increased $56.5M to $2.96B (primarily commercial); loans HFI rose $59.5M to $2.32B. NPAs increased $3.0M to $5.6M (0.17% of assets) due to one commercial relationship. Company completed New Orleans banking center relocation, acquired Slidell property, and has two banking centers under construction opening Q1 2027. No stock repurchases executed YTD; $0.25/share dividend paid.
Why this rating
Record quarterly earnings and solid loan/deposit growth support positive momentum. However, Q3 asset/deposit growth of ~$56M quarterly annualizes to ~$224M—modest relative to $3.37B total assets (6.6%). NPA increase and commercial exposure warrant monitoring but remain small. Organic expansion plan is modest-scale; capex is not material to $276M market cap. Routine quarterly results without transformational events or strategic shifts.
See more from October 30, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.