RED RIVER BANCSHARES INC — Form 8-K
Filed July 30, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Red River Bancshares reported Q2 2026 net income of $11.8 million ($1.78 diluted EPS), down $208K (1.7%) sequentially but up $1.6M (15.4%) year-over-year. Net interest margin FTE expanded 10 basis points to 3.61%, driven by higher loan yields (average rate on new loans 6.38%) and lower deposit costs. Deposits declined $40.9M (1.4%) to $2.91B due to seasonal tax payment outflows and trust account timing; loans HFI grew modestly $9.4M (0.4%) to $2.26B. Nonperforming assets improved to $2.6M (0.08% of assets), down 38.3% from Q1. Assets are $3.31B; stockholders' equity increased to $384.6M. The company completed Northwest market relocation projects and relocated New Orleans operations in July 2026.
Why this rating
Routine quarterly results with stable profitability and modest margin expansion. Small deposit decline and loan growth are normal; NPA improvement is positive. Operations consistent with company scale. No material events or guidance changes.
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