WINTRUST FINANCIAL CORP — Form 8-K
Filed July 20, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Wintrust Financial (WTFC) reported record net income of $461.1M ($6.52 diluted EPS) for H1 2026 vs. $384.6M ($5.47) in H1 2025—a 20% increase. Q2 2026 saw record quarterly net income of $233.7M ($3.30 diluted EPS). Total loans grew $1.6B (12% annualized) in Q2 to $55.7B; total deposits grew $2.2B (15% annualized) to $61.1B. Net interest margin remained stable at 3.52% (FTE, non-GAAP), and the company reversed a $5.2M FDIC special assessment in Q2.
Why this rating
Strong organic earnings & balance sheet growth; core business performing well. Relative to $8.2B market cap, $76.5M net income increase (1% of cap) is meaningful but not transformative. No M&A, no material risk event. Routine quarterly beat.
See more from July 20, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.